Find the best deals, discounts and finance options on beds

Buying a Bed

If you're looking at buying a new bed there are a few things you should think about before making your choice.

  • Buy New or Second Hand
  • Use a Finance Option: Pay Weekly, Monthly or Pay Later
  • Make Use of Sales & Discounts
  • Specs: Width, Height, Material, Type

Buying a decent bed is an important investment in your health, with most of us spending around a third of our lives in bed. Sleeping well is essential to your physical and emotional health, and poor quality sleep has been shown to have an adverse impact on concentration, memory and the immune system.

People who do not get regular, good quality sleep have an increased risk of suffering from depression, memory problems, hypertension, cardiovascular disease, diabetes, weight problems and even breast cancer!

This is one piece of home furniture where it really is worth spending a bit extra to get a quality product.

Ready to Start Shopping for a Bed?

Beds on Finance

Beds are an expensive household purchase but there are many different finance options available, though obviously it is best to shop around and pay cash if possible as this truly is the cheapest option in the long run.

However, for those of us who need a credit option to spread the payments over a few months or years, perhaps the best (cheapest overall) option is the 0% finance option offered by many high street stores on their bed ranges. Stores such as Bensons for Beds, Silentnight and DFS all offer 0% finance with up to 48 months to pay.

Another option is to use a catalogue store such as Argos that has its own store card for catalogue purchases. For those with a bad credit score or no credit history, you may find the only option is traditional home shopping catalogue companies. The problem with most of these is that the interest rates are usually much higher so make sure you check the total amount payable before you decide to take on a finance option.

Credit provided is subject to the customer successfully passing the credit and affordability checks.

  • Spread the Cost of the Bed
  • Get the Bed right away
  • Some stores let you pay nothing for 6 months
  • Interest Rates & Deposits
  • Must Buy New rather than Second Hand
  • Could negatively affect credit rating if payments are missed

Things to Consider

To get the best possible deal, cash is always king! If you have the money to pay for a new bed upfront then you can compare prices from all retailers, on and offline, to find the absolute best deal. If buying on credit you can use the quoted APR rate to compare prices as a guide, but to be on the safe side, always compare the total amount repaid under any finance agreement.

Before making a purchase you need to decide on the right size of bed. In the UK there are 4 standard sizes: single, double, queen and king size. The difference is in the widths which go from 3 feet up to 6 feet wide. Once you know what size you need, then consider the type of bed frame, ensuring you choose a frame that is comfortable for you. Finally choose between foam and sprung mattress, with a firmness (or softness!) that suits your body type.

Finding the cheapest deals on beds isn't too difficult if you take your time and compare prices. Making use of the regular sales also helps, as does using a discount or voucher code. Alternatively, you could look at buying a second hand bed. Many of these used/refurbished beds are still in a great condition.


You'll usually already know if you're going for a single or a double bed but have you considered a queen or king size? If not then this could be something you might want to think about. You should of course make sure that a king size bed can fit in the space you intend to place it before you start browsing for one.


Wooden or metal. These are perhaps the most popular materials that beds tend to be made from. However, once you've selected one of these there are more questions to be answered. What type of wood, what finish, etc.

Type of Bed

Divan, Sleigh, Trundle, Four-poster, Canopy, Cabin, Bunk. These are perhaps the most common selections of beds available so make sure you've taken a look at each of them before deciding on what bed you prefer.


The height of a bed can vary by quite a bit and can be quite an important factor, especially if you find it difficult to get up in the morning!


Price is of course a huge factor in choosing the bed you want. Most bed frames are of a decent quality no matter which brand you go for however, when it comes to choosing a mattress, it's best not to go cheap. Remember it's the mattress that affects your sleep, not the bed itself.

Other Furniture

Check out our articles on other home furniture products

Just moved home? Or perhaps you're just looking to spruce up the house?
We've got articles on many other home furniture items so feel free to browse them too if you're interested!

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